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Privacy

What Does Community Savings Bank Do With Your Personal Information?

Updated October 2020

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Transaction or loss history and payment history
  • Wire transfer instructions and checking account information
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community Savings Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Community Savings Bank share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
 Yes No
For our marketing purposes–
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes-
information about your transactions and experiences
 Yes Yes
For our affiliates’ everyday business purposes-
information about your creditworthiness
 Yes Yes
For our affiliates to market to you Yes Yes
For non-affiliates to market to you No We don't share
To limit our sharing
Download and mail the form
Questions
Call (773) 685-5300 or toll free at (800) 443-3603
Who We Are
Who is providing this notice? Community Savings Bank
What We Do
How does Community Savings Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
 
These measures include computer safeguards and secured files and buildings.
 
If you have any questions about the integrity of your account, please contact us.
How does Community Savings Bank collect my personal information?
We collect your personal information, for example, when you
  • Open an account or make deposits or withdrawals from your account
  • Apply for a loan or make a wire transfer
  • Show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with a Community Savings Bank name; financial companies such as Community Safe Deposit Vault Company, and Community Insurance Agency.
 
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Community Savings Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Community Savings Bank doesn’t jointly market